This isn't a generic wear-and-tear story. It's the combination of two things specific to this area: a housing stock concentrated in 1958-2004 construction with a median build year of 1985, and a cold moderate climate band that puts steel, lubricant, and fasteners through a real freeze-thaw cycle every winter. Panels contract in January and expand back in July, year after year, and that movement is what works bolts loose on track brackets and hardens the grease inside a thirty-year-old opener until it can't turn smoothly anymore.
With median household income near $109,064 across the area, most owners here end up choosing full replacement over a patch repair once a door is already pushing forty years old and showing more than one symptom at a time - the math on stacking repairs rarely beats one clean install.
If you're in Boulder Hill, Romeoville, Crest Hill, or another town seven to nineteen miles out, the same 1980s-90s housing stock and the same winters apply, so you'll see the same failure patterns show up on roughly the same schedule.